Re-mortgage of a registered freehold residential property costing £300,000.00 for a sole owner.

  • Atkins Thomson Legal fee – £540.00
  • Bank Transfer fee – £18.00
  • No search indemnity insurance (if accepted by mortgage lender) £30.00
  • HM Land Registry entries – £12.00
  • HM Land Registry Registration fee – £30.00
  • Estimated total costs for this example (including VAT where applicable at 20%): £630.00

This is an example pricing. We’ll always give you an individual cost estimate for your specific circumstances, so you know clearly what the costs will be and exactly what work they cover.

Have a chat with our expert team of residential property lawyers on 01284 767766 and we’ll be happy to talk through the process with you, explain what we do, and answer any questions you have. There’s no obligation.

Once we know precisely what you’d like us to do for you, we’ll send you a breakdown showing the costs for your transaction so you know you’re not paying for anything you don’t need, and there are no surprises.


If there is such a thing as a standard timescale we usually see completion of a remortgage within 4-5 weeks but this will be dependent on various factors including the mortgage lender and any conditions of the mortgage offer that must be satisfied.

Indemnity insurance

Very occasionally matters can arise in a transaction where indemnity insurance can be put in place as a solution. It’s a matter of negotiation as to which party to the transaction covers the cost of such insurance. The cost of the insurance will depend on the nature of the insurance and typically we see insurance premiums ranging from £25.00 – £150.00.


If required, we carry out a Local Authority search, drainage & water report, environmental report and planning report as standard. Depending on the location of the property which you’re purchasing additional searches may be necessary. For example, a mining report or flood risk assessment.

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